TO THE ATTENTION OF CREDIT AGENCIES, FINANCIAL INSTITUTIONS CREDIT CARD ISSUING COMPANIES, please beware that Engineer (male) KhalidMahmood did not authorize anyone to use his credit reports (contents of it or the prints of it) for any purpose which were issued by Equifax, TransUnion and Experian in Canada or any other country. Anyone who used his credit reports or modified any contents should be held responsible legally for it. In addition to social insurance number, his credit reports were linked to his Ontario driver’s licence number as well. An important message posted by the undersigned in Ottawa Ontario Canada K1G3P2 on June 02 of 2026. He was required to declare bankruptcy in 2007 in Ottawa Ontario Canada (when he was already on OW social assistance since April 2006). Bankruptcy was discharged soon after completing necessary procedures and mandatory period. Bankruptcy was documented on his credit reports as well for a period of seven years. He is anti fraud, anti crime, anti corruption and supports only positive use of technology.
After arrival in Canada in 1993 as a landed family, during job search and also after I was on OW social assistance since 2006, it was learned that people can start own business i.e. work for themselves. I have been doing the same but zero dollar income, so avoid humiliation (be use I was blocked to work for other companies) I say I work for a company which is my own sole-proprietary business name ” TechnicalArmy” , is not a fraud. When I get income through my own business I will declare to CRA, self appointed illiterate vigilantes should not get involved with this, without attending OW social assistance and other employment programs to learn their teaching before criticizing or auditing others. Such illiterate people should educate themselves and work or audit or criticize 20 years juniors. They can not understand the life style and teachings of seniors.
About a year ago a branch of a bank said something about a fraud in my closed account, when I asked for the details of it, they could not show any fraudulent activity. It appears to me that perhaps some banks have a flaw in their programs that a radio button or check box on GUI screen can be selected and checked manually with a click of a mouse without logic behind to compute the fraud and details. If this theory was correct than these systems were NOT robust and not in favour of account holders.
Sometimes people might choose to study others reports for learning purpose as in text books examples, to familiarise with various parts/structure of the reports but to own the reports or the contents of the example reports from text book is a crime , not allowed, because such reports are based on original person’s IDs and legal documents.
